. the company plans to trade under the ticker symbol "seas." still to come, layoffs are making corporate america richer, but is it good for the company stock? our traders go ethical, later on in traders unplugged. but first, why more consumers are becoming comfortable with their credit cards. that's next, after this "in the know" message. jwwñ over the last few years, we've been using our credit cards less and less. however, this year, holiday shopping saw that reverse itself. with us to talk about that is gerri detweiler. she's director of consumer education at credit.com. gerri, welcome. > > thank you. > what happened? > > there is a lot of frugal fatigue out there. we have been so careful with our spending for the past few years i think some consumers said "i deserve to buy myself something, not just other people gifts this year." so what we are seeing is, before the holidays, fico did a survey where they found that a slightly increased number of people said they would take three months or more to pay off their credit card debt that they plan to run up before the holidays. of course, now we